This Homebuyer’s Guide will give you the information and tools you need to
make an informed and responsible homebuying decision. This hands-on
workbook provides examples and worksheets to guide you through the entire
homebuying process.
Generally, there are four stages in the buying process.
1. The first person that you need to speak with is your mortgage
professional. I can explain the mortgage process and let you know your
maximum purchase price and lock in a rate for up to 120 days.
2. Next, you need to choose a realtor to help you find a suitable home.
Realtors will help you find a home, negotiate and write up an offer to
purchase.
3. The next step is to have the home inspected to make sure you
understand the condition of your home and can anticipate any upgrades
or repairs. A certified home inspector can perform this inspection for
you.
4. The last stop is at the lawyer’s or notary’s office. They will handle all the
legal aspects of the purchase and ensure that your transaction closes
smoothly.
What to expect from this guide