Estimated Annual Property Taxes: $5,000–$7,000
Property taxes differ based on the home type and location. A general estimate is around 1% of the home’s value.

Typical Interest Rates: 5.50%–7.50%
Interest rates can vary widely depending on factors like the lender, broker, term, location, and your personal financial profile.

Heating Costs:
An average monthly heating cost of $100 is factored into the income requirements.